BRFkredits Annual Financial Report 2015

23.02.2016



SUMMARY

  • Pre-tax profit: DKK 909m (2014: DKK -348m).
  • The pre-tax profit corresponded to an annualised return of 8.2 % on opening equity (2014: -3.4 % p.a.).
  • Loan impairment charges and provisions for guarantees: DKK 103m (2014: DKK 1,069m).
  • Mortgage loans: DKK 250.9bn (2014: DKK 220.3bn).
  • Capital ratio: 19.1% (2014: 17.7%, of which Common Equity Tier 1 capital ratio of 18.9% (2014: 17.5).
  • Individual solvency requirement: 9.6 % (2014: 10.8 %).