Legal documents

This page contain a range of legal BRFkredit documents combined with external links with supplemental information.

Most documents have been translated into English, but only the Danish version have legal validity.

  • Articles of Association

    BRFkredit a/s (the mortgage credit institution) is a Danish limited company, fully owned by BRFfonden a business foundation through BRFholding a/s a holding company.

    The Articles of Association of BRFkredit a/s

  • Regulations

    The general terms and conditions for BRFkredit's lending and issuing of mortgage bonds are regulated by the Regulations passed by the Board of Directors of BRFkredit.
    Regulations governing BRFkredit's loans and bonds

    Fact Sheet for BRFkredit bonds

  • Prospectus

    Bonds issued by BRFkredit shall be described in a prospectus in pursuance of Commission Regulation (EC) no. 809/2004. These regulations came into force on 1 July 2005. Bonds issued prior to this date are not described in a prospectus.

    The prospectus takes the form of a base prospectus and separate Final Terms in which details for the individual bonds are stated.

    BRFkredit's prospectus and final terms

  • Legislation

    Danish mortgage credit institutions are subject to the joint financial sector legislation as set out in the Danish Financial Business Act (in Danish: Lov om finansiel virksomhed), which contains provisions about best practises, client information, ownership, management, consolidation and financial reporting, capital requirements etc.

    Mortgage credit institutions are subject to legislation set out in the Danish Mortgage-Credit Loans and Mortgage-Credit Bonds Act (in Danish: Lov om realkreditlån og realkreditobligationer) and the executive orders issued pursuant to the Act.

    Read more about the Danish mortgage legislation

  • Supervision

    BRFkredit is subject to supervision by the Danish Financial Supervisory Authority (DFSA) - in Danish Finanstilsynet.

    Read more about the Danish FSA supervision here